How to Make Money Doing Nothing [Ultimate 2022 Guide]

If you’re looking to make money doing nothing, passive income is the name of the game. 

By starting and growing passive income streams, you can start making money doing nothing to reach your financial goals. And it’s easier than you might think!

By following some of the examples below, you can start making money and growing your income in no time. 

In this post, I’ll explore what it means to make money doing nothing, the best ways to make money doing nothing, and more. Let’s get started!

Want Quick Money? Try These Methods! 👇

What Does it Mean to Make Money Doing Nothing?

So, what does making money doing nothing really mean? 

The answer is somewhat up to your way of thought. For some people, this might mean making money while you sleep while for others it might mean making money without having to work a full-time job.

To make money doing nothing, you’re going to have to grow passive income streams.

A passive income stream can be thought of as a way to make money without trading your time for cash. 

For example, the proceeds you would gain from selling a book could be considered passive income. Because the book has been written, it does not take any work to keep making money. 

The truth is, you’re going to have to do some work to make money doing nothing – but our goal is to limit it as much as possible. 

Top Ways to Make Money Doing Nothing in 2021

Below are some of my favorite ways to make money doing nothing. Some of these ideas will require some work up front, but once the work is completed you can make money without doing anything. 

Refer Friends to Apps

One of my favorite ways to make money doing nothing is by using referral and refer-a-friend offers.

Many companies and apps will offer a bonus for referring new users to their service.

For example, many credit cards will offer a $100 bonus for each friend that is approved for a new credit card by using your link. That’s an easy way to make $100!

Some of the best referral offers include:

Register for Websites with Signup Bonuses

There’s nothing better than free money and there are plenty of websites that offer a cash reward just for registering.

Websites like Swagbucks, InboxDollars, and RewardSurvey all offer a signup bonus so you can make money fast doing nothing at all.

It’s best to register for multiple websites to maximize your earnings.

Make Money with an Interest Checking Account

Did you know that you can make money doing nothing just by signing up for a free checking account? Yep, you heard right! By opening a SoFi checking account, you can make money from the interest it pays on your balance. And no, I didn’t mistype “checking account” instead of savings account.

While the interest you earn might seem minimal, it will compound over time and grow into a much larger amount.

Make Money House Sitting

One of my favorite ways to get paid to do nothing is house sitting. In the most basic terms, this involves staying at a home while the owners are away to keep the property safe and secure. 

Many homeowners will hire a house sitter when leaving on vacation or a long time away. 

The best part about it is that you’ll only have one job, occupy the home.

Sometimes homeowners may ask you to care for animals but this isn’t always the case and you can expect a pay increase if they do. 

Here are a few tips to help you find house sitting work:

  • Register on multiple house sitting websites
  • Create a website for your services 
  • Create and interact on social media channels like Facebook and the NextDoor app
  • Ask previous customers for reviews of your services

Related: How to Make Your Money Work For You

Make Money Using Cashback Apps

By using cashback apps when shopping, you can make money doing nothing out of the ordinary. 

Every time you shop normally, using these apps will add cashback to your wallet. For example, with Dosh, you can earn free money when shopping in-store or online through hundreds of retailers like Walmart, Lowes, Target, and more. 

While your earnings may not seem like a significant amount t first glance, they can add up over time. And it’s completely free money for doing nothing!

Credit Card Rewards Make Money Doing Nothing

Use Credit Card Rewards

Similar to cashback apps, using credit cards that offer rewards is an easy way to make money doing nothing. Just swipe your card and start earning. Many cards will offer 1% or 2% on every dollar your spend using the card. Some cards will offer even more on select categories. For example, my Capital One Savor card offers 4% cashback on purchases from restaurants. That’s free money just for making purchases you normally would.  

Invest in Stocks to Make Money Doing Nothing

Investing is a perfect way to make money doing nothing while simultaneously growing your wealth. While you won’t see a paycheck with this method, you do have the opportunity to land quarterly dividend payments. 

To make money investing in stocks, you must first purchase your stocks. By using SoFi invest, you can easily purchase your favorite stocks for free. 

When it comes to investing, keeping your holdings diversified is the best way to make money. This means that instead of purchasing individual stocks, it’s a better idea to purchase a mutual fund or ETF. These holdings contain many stocks you wouldn’t otherwise be capable of owning at once. 

You’ll need to give your stocks time to grow if you want to make money, it won’t happen overnight (although it is possible!). After your holdings increase in value, you can sell them for a profit. 

Stream Video Games

Video Game Streaming

With this money, you’ll have to do something, but it’s likely something you enjoy doing – playing video games.

By streaming your video gameplay online you have several ways to make money doing nothing. 

If you have a large enough following, some platforms will pay you to stream. If you don’t have a massive following you can still make money by promoting affiliate links to your audience. 

Participate in Clinical Studies

Before a new drug goes to the market, it must be tested to ensure it is safe for the population. 

Drug companies will pay participants to consume medication that are in the trial phase. This does come with some risk, however. But for many medications, the side effects will be detailed before the study begins. 

Pay for these trials ranges depending on the risk, type of study, and the duration of the trial but it is possible to earn a few hundred dollars per month. 

Promote Affiliate Links

By utilizing affiliate marketing you can make money online without much work required. You’ll need to have an audience to promote your links to get started, but once your audience is in place, you can earn an unlimited income. 

So how do you get started with affiliate marketing?

First, you’ll need to obtain or grow an audience of some nature. This could be social media followers, website visitors, or an email list. Once you have an established audience, you’ll need to partner with affiliate programs. You can browse through hundreds of affiliate programs through an affiliate network like Impact. Once you’ve been accepted into an affiliate program, you can start promoting your links through your channels. Be sure to check the rules and terms of the program so you do not violate any of the rules. 

One of the most common affiliate programs is Amazon Associates. This program allows you to promote products sold on Amazon to earn a small commission. 

Rent Out a Room in Your Home

Renting a portion of your home can be a simple way to earn money doing nothing at all. If you have some spare space, list in on short-term rental sites like Airbnb to make money without doing any work. 

Depending on the region and size of your space, you could easily turn your spare room into a few hundred dollars each month. 

Parking Spot

Rent a Parking Space

If you live in a heavily populated region, there’s likely a huge demand for parking space. If you’re lucky enough to have secured a spot, consider renting it out to make money doing nothing. 

Depending on where your spot is located, it’s possible to make a few hundred dollars each month. 

Sell Gift Cards for Cash

Do you have gift cards sitting in your wallet without a purchase in site to use them on? Contemplate selling your used (and unused) gift cards for cash to make money fast. 

Websites like will pay you cash for your gift cards making it a simple way to make money doing nothing. 

Try Real Estate Investing

Just like you can make money investing in stocks, you can also consider investing in real estate to grow your income. 

There are many types of real estate investing but one of my favorites is investing using crowdfunding platforms like CrowdStreet. CrowdStreet allows you to invest in commercial real estate to make money and keep your investments diversified. 

The returns you make from real estate investing can be completely passive and grow over time.  

If you want to increase your income, you might consider purchasing an investment property, although there will be much more work required to maintain this income stream. 

Sell Printables

Printables can be an easy way to make residual income. By spending some time creating a unique and compelling printable, you can sell it online forever offering you the ability to make a significant income.

Selling printables can be super easy. Start with an idea or topic. Then create the printable. If you do not have experience with this, consider hiring a freelancer to complete it for you. Once your printable has been made, you can sell on on Etsy or other online e-commerce sites. If you have your own website, you can also sell it directly to visitors to make money doing nothing. 

Make Money Selling Stock Photos

If you have a passion for photography, selling stock photos can be an excellent choice to make money doing nothing. 

You’ll need to invest in a quality camera and some photo editing software, but once you have these items, you can begin taking photos and selling them passively. 

Spend a few days taking photos and editing them before placing them on popular websites like ShutterStock. Depending on the number of photos and their quality, it’s possible to make thousands of dollars each month selling stock photos.

Sell School Notes Online

If you’re currently attending school or you have just graduated, there’s likely a market for the notes you’ve taken. 

Selling your school notes offers current and incoming students an advantage to learning. 

Setup a Vending Machine to Make Money Doing Nothing

Vending machines can be a great way to build passive income. While you’ll need to check on your machines to ensure there is inventory, this work can be limited to once a week or less.

You’ll need to start by purchasing or leasing a vending machine. This can cost $1,000 or less. Then you’ll need to lease the space from the location you plan to place your machine. This will often cost less than $20 per month. Then it’s time to stock up and start selling. 

The amount of money you can make with a vending machine business varies but it’s possible to earn around $150 to $200 per month with one machine. 

Sign Up for a New Credit Card

Many credit card issuers pay sign-up bonuses to new customers, allowing you to make money doing nothing. All you’ll need to do is complete an application and meet the requirements and you can land a couple of hundred dollars for free.

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Final Thoughts on Ways to Make Money Doing Nothing

Making money doing nothing will require you to think strategically about methods to earn money without much work.

By using several of the methods listed, you can start earning money doing nothing and make strides towards your financial goals.

Between selling printables and registering for sites that offer free money, there’s sure to be an option for anyone.

Do you have a favorite? Comment yours below!

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Make. More. Money. Join 10,000+ subscribers learning how to boost their income and take control of their finances.

Don’t worry – we hate spam too. Unsubscribe at any time.

Forrest is a personal finance, entrepreneurship, and investing enthusiast dedicated to helping others obtain life long wealth. He owns several different blogs and is also passionate about health and fitness.

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